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Showing posts with label MOCK TEST. Show all posts
Showing posts with label MOCK TEST. Show all posts

Tuesday 23 October 2018

Principal of Banking

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  1. Which of the following instruments is used by public to directly lend to the Government ?

    2. Bank Deposits
    Public Provident Fund
    T-Bills
    Certificates of Deposit

  2. Inter-bank call money refers to borrowing among banks for -

    3. Overnight
    Two days
    More than 14 days
    Less than 14 days

  3. Certificates of Deposits have to be of a minimum value of

    4. Rupees 1 lakh
    Rupees 10 lakh
    Rupees 25 lakh
    Rupees 1 Crore

  4. Commercial Bills market is a part of

    5. Organised money market
    Unorganised money market
    Stock market
    None of the above

  5. A scheduled commercial bank is one

    6. Which is included in the Second Schedule of the RBI Act 1934
    Which is included in the Banking Regulation Act, 1949
    Both (a) and (b)
    None of above

  6. Indigenous bankers are regulated by

    7. Reserve Bank of India
    Ministry of Finance
    Registrar of Co-operative Societies
    None of the above

  7. What is the stipulated share of the priority sector in the net bank credit?

    8. 35 %
    20 %
    40 %
    45 %

  8. Mutual funds are regulated by

    9. Association of Mutual Funds of India (AMFI)
    Securities and Exchange Board of India (SEBI)
    Reserve Bank of India
    None of the above

  9. A growth fund is

    10. One in which the money is invested in equities
    One in which the money is invested in government bonds
    One in which the money is invested equally in equity and bonds
    Money is invested only in money market instruments

  10. ARCIL is an example of

    11. A financial institution
    A mutual fund
    An asset management company set up to acquire NPAs of banks
    A discount and financing house



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Thursday 9 November 2017

ABM Mock Test 1 with Answer

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1. Which of the following is a key determinant of both supply and demand ?
Income
Future expectation
Tastes and preference
Sale tax

2. Which of the following is a leading economic indicator ?
Average hour, manufacture
Money Supply
Stock prices
All

3. Speculative Demand for money and interest rate are related
Inverse
Direct
Equal
None

4. Transaction demand curve for money_______
It is parallel to X-axis
It moves upward with income
It moves downward
None

5. What indicates zero primary deficit -
No fiscal deficit
Surplus budget
No borrowings
Borrowings only to make interest payments

6. What type of budget is advocated for emerging economies
Surplus
Deficit
Balanced
Zero

7. Which of the following leads to credit expansions
Increase in CRR
Increase in SLR
Increase in Bank rate
Increase in purchase of government securities by central bank

8. Microeconomics deals with
Gross domestic Product
Unemployment rate
Prices indices
All the above

9. Market economy is also known as
Mixed economy
Capitalistic economy
Command economy
Socialistic economy

10. Ends refer to
Demand
Resources
Utility
Wants

All the Best.

 
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Monday 6 November 2017

ABM Mock Test 1

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My Quiz




  1. 1. Which of the following is a key determinant of both supply and demand ?

    2. Income
    Future expectation
    Tastes and preference
    Sale tax

  2. 2. Which of the following is a leading economic indicator ?

    3. Average hour, manufacture
    Money Supply
    Stock prices
    All

  3. 3. Speculative Demand for money and interest rate are related

    4. Inverse
    Direct
    Equal
    None

  4. 4. Transaction demand curve for money_______

    5. It is parallel to X-axis
    It moves upward with income
    It moves downward
    None

  5. 5. What indicates zero primary deficit -

    6. No fiscal deficit
    Surplus budget
    No borrowings
    Borrowings only to make interest payments

  6. 6. What type of budget is advocated for emerging economies

    7. Surplus
    Deficit
    Balanced
    Zero

  7. 7. Which of the following leads to credit expansions

    8. Increase in CRR
    Increase in SLR
    Increase in Bank rate
    Increase in purchase of government securities by central bank

  8. 8. Microeconomics deals with

    9. Gross domestic Product
    Unemployment rate
    Prices indices
    All the above

  9. 9. Market economy is also known as

    10. Mixed economy
    Capitalistic economy
    Command economy
    Socialistic economy

  10. 10. Ends refer to

    11. Demand
    Resources
    Utility
    Wants




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Saturday 7 January 2017

Mock Test - 3- Retail Liability

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Mock Test on Retail Liability


  1. In Baroda Super Savings Bank a/c minimum Quarterly Average Balance is

    2. Rs.10000
    Rs.15000
    Rs.20000
    Rs.25000
    Rs.50000

  2. In Super Savings Bank account Cheque Book issue charges in excess of 40 leaves in a year are

    3. Rs.2/- + S T
    Rs.2.5/- + S T
    Rs.3/- + S T
    Rs.4/- + S T
    No charge

  3. How many withdrawals allowed in a half year in Baroda Advantage Savings Bank a/c without charges

    4. 20
    50
    100
    120
    Unlimited

  4. Minimum age for opening Savings Bank account in sole name of minor(able to read & write) is

    5. 10 Years & Above
    14 Years & Above
    18 Years & Above
    15 Years & Above
    21 Years & Above

  5. In Baroda Bachat Mitra (Overdraft facility in savings a/c), what is the minimum overdraft facility

    6. Rs.10000/-
    Rs.5000/-
    Rs.8000/-
    Rs.25000/-
    Rs.100000/-

  6. What is the maximum amount of overdraft, we can allow in Baroda Pensioners Savings Bank a/c

    7. 1 month pension amount
    2 month pension amount
    10 month pension amount
    20 month pension amount
    No Overdraft

  7. Minimum age required to obtain life insurance cover in the Baroda Jeevan Suraksha Savings Bank a/c

    8. 10 years
    15 years
    18 years
    21 years
    25 years

  8. Exchange for Demand draft and Banker’s cheque for Baroda Premium current account holder is

    9. 25 % discount
    50 % discount
    100 % discount
    No discount
    None of the above

  9. In Baroda Centenary SB account, interest will be payable ___________on daily product basis,

    10. Quarterly basis
    Half yearly basis
    Yearly basis
    Weekly basis
    Daily basis

  10. Immediate credit is given in Baroda premium current account privilege for Rs.

    11. 25000
    50000
    75000
    150000
    250000

  11. Auto sweep facility is available in

    12. Baroda premium current account
    Baroda premium privilege current account
    Both the above
    Only in Baroda Premium Privilege current account only
    No such facility is available

  12. In Baroda Premium Privilege current account balance is to be maintained

    13. Minimum 100000
    Minimum 250000
    QAB 100000
    QAB 250000
    None of the above

  13. Minimum period of SDR in auto sweep for Baroda premium current account accounts is

    14. 15 days
    5 days
    45 days
    7 days
    30 days

  14. Maximum no. of withdrawals allowed in a month in Baroda basic saving Bank a/c is

    15. 2
    3
    4
    6
    10

  15. Minimum take home salary required under Baroda Salary Advantage a/c for OD f facility is Rs.-

    16. 1000
    2000
    5000
    8000
    10000

Wish You Best of Luck

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Thursday 15 December 2016

Mock Test -2 for Promotion- Clerical to Officer

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Quiz Based on Finacle Menu


  1. Which menu option can be used to generate a report contains all new accounts opened (as preventive measure)-

    2. NEWACRPT
    NEWACTR
    GRNEWAC
    NEWACINQ
    NEWACRP

  2. The menu option used in CBS for linking of Account number with Aadhaar number -

    3. HANLKAC
    HAPBSLN
    HACLNPR
    HRACLN
    HACLNK

  3. The menu option in Finacle to verify the cheque book request done through ATM

    4. CHQVREQ
    HCHQREQ
    HCHREQ
    CHQREQ
    HCREQ

  4. How to generate TDS Report including TDS deducted in NRO accounts and also closed accounts?

    5. TDSRPT
    TDSREP
    TDSIP
    TDSRT
    TDSDRPT

  5. The menu option in finacle to find interest accrued till date in NPA account -

    6. INTAACR
    ACACCR
    INTACCR
    NPACCR
    NPAINTR

  6. Menu option in finacle to enter a standing instruction is

    7. HSIM
    STP
    HSSIM
    HCLM
    SPP

  7. The finacle menu option for tracking Baroda Connect password is

    8. BCPD
    BCPDT
    ACUID
    HDCR
    BTDM

  8. The finacle menu to map the serial number of magnetic stripe passbook with the account number

    9. SSPBP
    SSPBK
    SPBPK
    SPBPS
    SSPRN

  9. Menu use for concession sanctioned to customers in respect of cash handling charges?

    10. CONCASH
    CHRGCON
    CASHCON
    CONCHRG
    CONCESS

  10. The finacle menu option for blocking card at branch level is

    11. CARDBLK
    DCARDBLK
    DCARDBLOK
    DBCARDBLK
    CARDBLOCK

Wish You Best Of Luck...!!!
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Mock Test -1 for Promotion Clerical to officer

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Quiz for Promotion


  1. 1. Age of the principal borrower should not be less than ------- years while considering Housing loan ?

    2. 18
    20
    21
    25
    30

  2. 2. What is the maximum repayment period that can be considered for repayment of Housing Loan?

    3. 30 Years
    25 Years
    20 Years
    18 Years
    15 Years

  3. 3. What is the maximum OD facility under the Baroda Salary advantage account?

    4. 0.50 Lac
    1.00 Lac
    2.00 Lac
    3.00 Lac
    5.00 Lac

  4. 4. What is the minimum stipulated limit under the Retail product, “Loan to Doctors”?

    5. 0.50 Lac
    1.00 Lac
    2.00 Lac
    4.00 Lac
    5.00 Lac

  5. 5. What is the maximum time allowed for construction on a plot purchased under our Housing loan ?

    6. 12 months
    18 months
    24 months
    30 months
    36 months

  6. 6. What is the maximum loan limit under Baroda Home loan scheme at Urban ?

    7. 50 lac
    100 lac
    150 lac
    200 lac
    300 lac

  7. 7. What is the maximum limit under Car Loan to a salaried person?

    8. 18 times of G.M.I
    20 times of G.M.I
    24 times of G.M.I
    30 times of G.M.I
    36 times of G.M.I

  8. 8. Rate of interest on home loan having CIBIL score 750 is-

    9. 1 year MCLR + Strategic Premium
    1 year MCLR + Strategic Premium + 0.50%
    1 year MCLR + Strategic Premium + 1.00%
    1 year MCLR + Strategic Premium + 1.50%
    1 year MCLR + Strategic Premium + 2.00%

  9. 9. LTV Ratio of Home Loans above Rs.30/- Lacs up to Rs.75/- Lacs is -

    10. 50%
    60%
    75%
    80%
    90%

  10. 10. Margin in Home Loans above Rs. 75 lacs

    11. 10%
    20%
    25%
    30%
    40%

Wish You Best of Luck




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